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09/24/2004 Archived Entry: "The Parade, Announcements to Look For in the Middle East, Court Decision to Force 1000's into Bankruptcy, C.S. Lewis on Christians With A Cause, I'm on the Rocket Launchers and Stolen Passports Mailing Lists, Bush Wisdom, Today's New Adult Links"

The town I live in has nothing in the way of entertainment, so you can imagine our excitement when the slave and I realized that we were hearing the sounds of a parade going by, today. We dashed out to the side porch to watch it. It was the high school's homecoming parade. I don't recall them ever having a parade in this town when it wasn't raining, but there you have it. It was a parade in the sun. Fire trucks and cop cars and cop bikes, they even had one clown walking the street. One of the classes had a float, I think. A truck was pulling a trailer with tables and chairs on it, and kids were sitting in the chairs. I guess that was a float. The homecoming kings and queens went by, in the backs of pickup trucks. A convertible went by with a politician waving. I don't remember seeing any bands, but the fire trucks made a lot of noise. I looked all up and down the street, and noticed that there were no other people watching the parade. We were the only ones. That made me feel kind of strange, having all those people marching and stuff, just for us. I wanted to go back inside, but I knew that wouldn't be right. If nobody watched, they might stop having parades altogether.

There are a whole lotta diplomatic initiatives going forward recently, putting various pressures on Iran, Syria, Palestine and Israel. Egypt has a plan that involves a 12-month cease fire between Israel and Palestine. The U.S. has a plan that involves Syria building a road for its security forces all along its border with Iraq, and joint U.S./Syria border patrols. Another plan in the works involves Syria giving up its joint chemical and biological weapons development programs with Iran in order to get more European Union business. Another initiative may result in Iran saying that they will open their nuclear program up completely to inspection (as North Korea did, and still successfully managed to make nuclear weapons). So, we'll probably be seeing some announcements in coming weeks related to these diplomatic maneuvers. I'm not going to detail any of this stuff here, because most of the promises made won't be worth the spittle sprayed when spoken. The whole world is waiting now to see if Bush will get another four years. It's really too bad that Kerry's rhetoric makes him such an attractive choice for the terrorist regimes. If he came off sounding a little closer to Bush on foreign policy issues, the world could keep turning instead of pausing to wait for November.

Judge's Decision Likely to Force 1000's of Companies into Bankruptcy
Judge Orin Kitzes of the New York State Unified Supreme Court issued a motion denying iBill's request for a preliminary injunction against credit card processor First Data Merchant Services Corp. iBill filed a complaint against First Data on Sept. 17, alleging that the company reneged on its promise to help iBill transition its accounts to another credit card processor after the expiration of a contract dating back to 1998. First Data issued a statement Wednesday stating that its decision to terminate its relationship with iBill was based on wanting to move away from dealings with the adult entertainment industry. IBill had originally planned to transition its more than 4,000 Internet clients to New York-based Merrick Bank by November. IBill stated in its complaint to the court that without First Data's continued services it could go out of business by as early as next week. IBill could appeal the decision, but the court will not issue the actual written decision for a few weeks, after iBill's business is already ruined. It was really crucial for iBill that First Data continue processing for them until they could make the transition to the other bank.

To help you understand the ripple effect the judge's decision has in putting other companies out of business, I will expound on How Things Work in the industry. IBill is an Internet Payment Service Provider (IPSP). They are like a value-added middleman between companies who want to accept credit card payments over the Internet and the bank. Those companies sign up with iBill and then iBill processes payments for them, and manages their affiliate programs, sending out sales commissions checks to their affiliates and paying the iBill clients for the sales they process. When an IPSP goes out of business, all of its client companies lose the ability to process sales. Those companies are often bankrupted as well.

On the surface, you may think that those companies can simply sign up with another IPSP to process their payments. It's not as simple as that. When you change payment service providers, it has two devastating impacts on your business. First, you lose all of your recurring membership sales. All of the customers who renew their monthly memberships automatically are gone. For most companies, those recurring sales account for 80-90% of their income. How many businesses can pay their expenses after experiencing an 80% drop in sales and stay in business long enough to build their volume up again? Second, you lose all of your affiliates, those webmasters who advertise your website for you in exchange for a percentage of their sales. It's a double whammy. You lose all your members, and you lose all your traffic, your best hope for getting new members.

The ripple effect continues down the line. Many webmasters make the bulk of their living promoting a particular sponsor. If that sponsor shuts down because iBill shuts down, those webmasters lose their livelihoods as well. This decision by a New York judge will likely result in many thousands of bankruptcies. Would it have been so wrong to force First Data to continue processing for iBill for a few more months to avoid that? Personally, I should be largely unaffected by the whole thing. Some of the companies it will bankrupt owe me small amounts of money, so I'll be getting a bunch of letters from bankruptcy courts as a creditor. I'm still getting those letters from when GloBill was forced out of business in a very similar manner early this year. If there's any lesson here for businesses in the adult entertainment industry, it's to use foreign processors for your payments. America doesn't want your money.

C.S. Lewis in "The Screwtape Letters" warned not to be a "Christian with a cause" but simply a Christian. While Satan in the book wanted Christians to be deceived:

"Then let him, under the influence of partisan spirit, come to regard it as the most important part. Then quietly and gradually nurse him on to the stage at which the religion becomes merely part of the "cause," in which Christianity is valued chiefly because of the excellent arguments it can produce in favour of the British war-effort or of Pacifism... Once you have made the World an end, and faith a means, you have almost won your man, and it makes very little difference what kind of worldly end he is pursuing."

I've read a lot of C.S. Lewis. He was a "thinking Christian," the sort of person we don't hear from much these days anymore. What would he say about the current fundamentalist Christian drive to achieve political power and bring Sharia law to the masses? Well, I guess he already said it. See above.

I mentioned in an earlier posting that I am now receiving spam email from arms dealers trying to sell me rocket launchers and grenades and such. Now that I have apparently been added to the "terrorist consumer" mail databases, I'm starting to get a wider assortment of urban guerrilla solicitations. Here's the text of one that came today (actually I got two copies of it, sent to two of my email addresses:

"Here you can buy stolen passports, counterfeit dollars and all other things you are in want of. If you need, we would provide you with the info about the bank account of a person who you are interested in. Also there are credit cards dumps of US and Europe residents."

It would seem that the arms dealers and forgers and such are selling each other their email databases. Once your name gets on one, it gets on all of them. How can YOU get on the mailing lists for the sellers of such useful items, you ask? I have no idea. Since these were sent to two of my webmaster email addresses, it looks like they're getting the addresses using email harvesting spiders. That's not very discriminating.

Russia is no longer our enemy and therefore we shouldn't be locked into a Cold War mentality that says we keep the peace by blowing each other up. In my attitude, that's old, that's tired, that's stale. –Today's deep thought to ponder from President Bush

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